Instant Personal Loan for Salaried Employees - Same Day Approval

Get instant personal loan for salaried professionals with approval within 24 hours. Minimum ₹15,000 salary. Amounts from ₹50,000 to ₹40 lakhs at competitive rates starting from 10.99% p.a. Special rates for IT professionals, government employees, bank workers, and MNC employees. Convert your salary slip into instant cash. No collateral required. Use for any purpose - debt consolidation, medical emergency, home renovation, or personal needs.

IT Professionals
Government Employees
Bank Employees
MNC Employees
Private Sector
All Salaried
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100% Secure 24 Hour Approval 4.9★ Rating (1247 Reviews)

Special Interest Rates for Salaried Employees by Profession

Get preferential rates based on your employment type and salary bracket

IT Professionals

10.99% p.a.

TCS, Infosys, Wipro, HCL, Tech Mahindra, Cognizant, Accenture employees

  • Up to ₹40 lakhs loan amount
  • Minimal documentation
  • 4-6 hours approval
  • Same day disbursal

Government Employees

10.49% p.a.

Central & State Government, PSU employees

  • Lowest interest rates
  • Up to ₹50 lakhs
  • Longer tenure - up to 7 years
  • Instant approval

BFSI Professionals

10.49% p.a.

Bank, Insurance, Financial Services employees

  • Premium rates for BFSI sector
  • Up to 25x monthly salary
  • 6 hours instant approval
  • No income proof required

MNC Employees

11.49% p.a.

Fortune 500, Top MNC employees

  • Special corporate rates
  • Up to ₹35 lakhs
  • Digital paperless process
  • 24 hour approval

Private Sector

12.99% p.a.

Established private companies

  • Competitive rates
  • Up to ₹25 lakhs
  • Quick 24 hour processing
  • Flexible tenure options

All Salaried

From 13.99% p.a.

Any salaried professional ₹15K+

  • Minimum ₹15K salary
  • Up to ₹20 lakhs
  • Simple documentation
  • 24-48 hour approval

Instant Personal Loan Eligibility for Salaried Employees

Check if you qualify for instant loan approval

Basic Eligibility Criteria

Age: 21 to 60 years
Minimum Salary: ₹15,000 per month (Net take-home)
Employment: Minimum 6 months in current organization
Work Experience: Minimum 1 year total work experience
Credit Score: 600+ (Lower scores considered for high salary)
Nationality: Indian Resident

Required Documents

  • Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID
  • Address Proof: Aadhaar, Utility Bill, Rent Agreement
  • Income Proof: Last 3 months salary slips
  • Bank Statements: Last 6 months salary account statement
  • Employment Proof: Employment letter or offer letter
  • Form 16: Latest Form 16 or ITR (if applicable)
Note: IT professionals and government employees may get instant digital verification without physical documents.

Why Salaried Employees Choose Us for Personal Loans

Exclusive benefits designed for working professionals

Same Day Approval

Get instant pre-approval within 30 minutes and final approval within 24 hours for all salaried employees

Best Interest Rates

Starting from 10.49% p.a. for government employees and 10.99% p.a. for IT professionals

High Loan Amounts

Get up to 20-25 times your monthly salary. Maximum ₹40 lakhs for qualified professionals

No Collateral

100% unsecured personal loan based on your salary and employment stability

Flexible Tenure

Choose repayment tenure from 1 to 5 years (up to 7 years for government employees)

Minimal Paperwork

Digital document upload. MNC employees get paperless instant approval

Top-Up Facility

Get additional funds on existing loans at preferential rates for salaried customers

Dedicated Support

Personal relationship manager for loan amounts above ₹10 lakhs

Calculate Your Loan Eligibility Based on Salary

Find out how much loan you can get based on your monthly salary

Monthly Salary Max Loan Amount Interest Rate Sample EMI (3 years)
₹15,000 - ₹25,000 Up to ₹3 lakhs 15.99% p.a. ₹10,456/month
₹25,000 - ₹40,000 Up to ₹6 lakhs 13.99% p.a. ₹20,320/month
₹40,000 - ₹60,000 Up to ₹10 lakhs 12.99% p.a. ₹33,560/month
₹60,000 - ₹1,00,000 Up to ₹15 lakhs 11.99% p.a. ₹49,800/month
₹1,00,000 - ₹1,50,000 Up to ₹25 lakhs 10.99% p.a. ₹81,900/month
₹1,50,000+ Up to ₹40 lakhs 10.49% p.a. ₹1,29,600/month
Note: Actual loan amount depends on credit score, existing obligations, and employer category. IT professionals, government employees, and BFSI workers get higher eligibility.
Calculate Your Exact EMI

Ready to Get Instant Personal Loan as a Salaried Employee?

Join 10,000+ salaried professionals who got instant loan approval with us. Get same-day approval and disbursal. Special rates for IT, government, MNC, and BFSI employees.

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Or call us at +91 99877 63779 for instant assistance