Private Limited Company 4.9/5 Rating (1,847 Reviews)

Reduce Your High EMI Burden by Up to 55%

Struggling with multiple expensive EMIs? ADVANCECRED FINTECH SOLUTIONS PVT LTD helps salaried professionals consolidate high-interest loans into one affordable monthly payment. Save ₹10,000+ every month!

55%
Average EMI Reduction
24hrs
Approval Time
10K+
Happy Customers

See the Difference: Before vs After

Real example showing 55% EMI reduction for a salaried employee

Loan Details Before Consolidation After Consolidation with AdvanceCred
Number of EMIs 5 different loans 1 single EMI
Total Monthly EMI ₹48,500 ₹29,200 (Save ₹19,300/month)
Average Interest Rate 24.5% p.a. 12.9% p.a.
Annual Savings - ₹2,31,600/year
Total Interest Paid ₹12.4 Lakhs ₹4.8 Lakhs (Save ₹7.6 Lakhs)
Financial Stress Level 😰 Very High 😊 Relaxed & Manageable

Are You Paying Too Much EMI? Check If You Qualify

ADVANCECRED Pvt Ltd specializes in helping these customers

Paying 20%+ Interest on Loans

If your personal loans, credit cards, or payday loans have interest rates above 20% p.a., you're paying way too much. We can reduce it to 11-13% for salaried employees.

  • Credit card EMI conversions
  • App-based instant loans
  • Payday loans & consumer loans
Managing 3+ Different EMIs

Juggling multiple EMI due dates, bank accounts, and payment reminders? Merge all your loans into one single, convenient monthly EMI with ADVANCECRED Pvt Ltd.

  • Personal loan EMIs
  • Credit card dues
  • Consumer durable EMIs
EMI-to-Income Ratio Above 50%

If more than half your monthly salary goes to EMI payments, you're in financial stress. Our consolidation reduces this ratio to comfortable 30-35% for better cash flow.

  • Improve monthly savings
  • Reduce financial stress
  • Build emergency fund
Salaried Professionals (₹25K+ Income)

Special EMI consolidation rates for salaried employees. IT professionals get rates as low as 10.99%, Government employees from 10.49%, MNC employees from 11.49%.

  • Same-day approval
  • Minimal documentation
  • Preferential interest rates
Missing EMI Payments Frequently

Late payment penalties and credit score damage? Consolidate before it gets worse. ADVANCECRED Pvt Ltd helps you regain control with one affordable, manageable EMI.

  • Stop penalty charges
  • Improve credit score
  • Rebuild financial health
Want to Save for Goals

Planning for home down payment, child's education, or retirement? Reduce EMI burden and redirect savings to wealth creation. Free up ₹10,000-30,000/month for investments.

  • Better financial planning
  • Emergency fund creation
  • Future goal achievement

How ADVANCECRED Pvt Ltd Reduces Your EMI Burden

Simple 7-step process to achieve financial freedom

1
Share Your Current EMI Details

Fill our simple form or call our expert team. Share details of all your current loans, EMIs, and interest rates. Complete confidentiality guaranteed by our private limited company.

2
Get Free EMI Reduction Analysis

Our financial experts analyze your situation and calculate exact monthly savings. Receive detailed comparison showing your current vs. proposed EMI within 2 hours.

3
Review Personalized Proposal

See your new reduced EMI, lower interest rate, total interest savings (₹2-8 Lakhs typically), and improved monthly cash flow. No hidden charges or surprises.

4
Submit Minimal Documentation

Upload salary slips (3 months), bank statements (6 months), loan statements, PAN, Aadhaar. Paperless digital process - no physical document submission required.

5
Receive Same-Day Approval

Salaried employees get priority processing. Approval typically within 4-6 hours. IT/Govt/MNC employees eligible for special expedited approval.

6
All High EMI Loans Closed by ADVANCECRED

We manage everything - loan disbursement, closure of all existing high EMI loans, collection of NOCs. You don't need to visit any bank or lender.

7
Start Your New Reduced EMI Journey

Begin your single, affordable EMI at 40-55% lower monthly outflow. Track credit score improvement (typically 50-100 points in 6 months). Enjoy financial freedom!

Success Stories: Real EMI Reductions

Verified testimonials from customers who reduced their EMI burden

★★★★★

"I was paying ₹52,000 monthly across 6 different loans. ADVANCECRED Pvt Ltd consolidated everything to one ₹31,500 EMI. Saving ₹20,500 every month now! Professional service, trustworthy private limited company."

KM
Karthik Menon
IT Professional, Bangalore
Saved ₹20,500/month
★★★★★

"As a government employee, I got special 10.49% rate. My 5 loans worth ₹45,000/month reduced to ₹28,000. Process was smooth, same-day approval. Highly recommend ADVANCECRED for EMI consolidation."

DI
Deepika Iyer
Govt Employee, Delhi
Saved ₹17,000/month
★★★★★

"I had credit score of 620 due to late payments. ADVANCECRED still helped me consolidate 4 high-interest loans. EMI reduced from ₹38,000 to ₹24,500. Credit score improved to 710 in 8 months. Life-changing experience!"

VD
Vikram Desai
MNC Employee, Mumbai
Saved ₹13,500/month + Credit Score ↑90 points

Frequently Asked Questions

Everything you need to know about high EMI consolidation

ADVANCECRED Pvt Ltd typically helps customers reduce their monthly EMI burden by 40-55% through professional debt consolidation. The exact reduction depends on your current interest rates, credit profile, and loan amount. Our expert team analyzes your situation and provides personalized solutions to maximize your monthly savings.

We consolidate all types of high-interest loans including personal loans, credit card EMIs, payday loans, consumer durable loans, app-based instant loans, education loans, and business loans. Our private limited company specializes in merging multiple expensive EMIs into one affordable monthly payment with lower interest rates.

Yes! Salaried employees with regular income receive same-day approval for EMI consolidation at ADVANCECRED Pvt Ltd. We offer special rates for IT professionals (from 10.99%), government employees (from 10.49%), MNC employees (from 11.49%), and other salaried professionals. Minimum monthly salary of ₹25,000 required.

Actually, EMI consolidation improves your credit score when done properly. By closing multiple high-utilization accounts and maintaining a single loan with timely payments, your credit score typically increases by 50-100 points within 6 months. ADVANCECRED Pvt Ltd ensures a credit-positive consolidation process.

As a registered private limited financial services company, we offer: 1) Access to 25+ lender networks for best rates, 2) Expert negotiation for maximum savings, 3) End-to-end management of loan closure process, 4) Personalized advisory not available from banks, 5) Faster approval than traditional banks, 6) Post-consolidation credit score improvement guidance.

Ready to Reduce Your High EMI Burden?

Get instant savings calculation from ADVANCECRED Pvt Ltd experts. See exactly how much you can save every month.

  • Free EMI reduction assessment
  • Same-day approval for salaried employees
  • No hidden charges or processing fees
  • Trusted by 10,000+ customers

Calculate Your EMI Savings

Add up all your current monthly EMIs

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10,000+
Happy Customers
₹500 Cr+
EMI Consolidated
4.9/5
Customer Rating
55%
Average Savings